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We comprehend everyone can encounter difficulty that is financial. Extensive auto loans from RACV

New auto loans from 4.99%* (comparison rate 5.69%^ p.a.)

Car or truck financial loans from 5.49%* (comparison rate 6.19%^ p.a.)

Contrast price computed on that loan quantity of $30,000 secured more than a term of five years according to month-to-month repayments. WARNING: This contrast price is just real when it comes to instances offered that can perhaps not feature all costs and costs. Different terms, costs or any other loan quantities can lead to a various contrast price.

Why lots and lots of Victorians manage to get thier auto loan through RACV

No fees that are ongoing

Which means that reduced monthly obligations for you.

Very easy to apply

Your application for the loan shall just take around ten full minutes – web or over the telephone.

Fast endorsement

We are going to act as rapidly that you can to give a solution in your application submission that is following.

Monetaray hardship

We comprehend anybody can encounter difficulty that is financial. Various life activities like disease, dropping work, commitment breakdown or disaster occasions like normal catastrophes may cause you to definitely encounter pecuniary hardship. RACV can really help.

the reason Why wait? Love a great cope with our competitive loan rates

Two how to use

On The Web

It’s easy, protected and can take around 5 to ten minutes.


Monday – Friday, 9am-5pm.

Employ in three simple actions

Finish the proper execution online

Very first, we must understand just a little in regards to you.

Get endorsement

We will act as rapidly as you are able to to offer a remedy in your application submission that is following.

Safe resources within 24 hours

When approved, we’ll telephone telephone call you to definitely work the details out. As soon as your vehicle is prepared, in most cases the funds shall be delivered in 24 hours or less.

RACV will allow you to purchase your car that is new sooner

In terms of picking your following vehicle, you understand whenever you’ve discovered the right choice.

That’s when a RACV auto loan can really help.

With RACV’s large range of car lease choices and our convenient car loans calculator you can purchase a brand-new or car that is used. It’s easy and quick to apply and all sorts of vehicle loans offered straight by RACV incorporate RACV’s Satisfaction Guarantee ^^ .

Happiness guarantee

We all know you’re getting a deal that is great your loan however it’s crucial you’re certain also. That’s why you can expect a loan that is 21-day Guarantee ^^ .

You can repay the borrowed amount within 21 days and we’ll cancel your loan without penalty if you take out a consumer loan with RACV Finance and are not completely satisfied. We’ll also refund any interest and waive any charges.

Several years of membership advantages use

If you should be qualified to receive RACV’s many years of account advantages ** , and use direct with RACV, enjoy also reduced rates of interest. This rebate additionally relates to this new vehicle unique price.

Items to look out for

Dealers and agents

Whilst it might seem like they’re providing you a lower life expectancy price they frequently charge extra costs. These charges create your monthly repayments greater.

Maker 0% and 2% finance

Low interest rate rates sound great but there’s often a catch. The lower the price, the less you may have the ability to negotiate in the car cost. Constantly negotiate on price first before advising the manner in which you shall pay money for your vehicle. Keep in mind, if it appears also advisable that you be real, it probably is.

Balloon or payments that are residual

These lessen your month-to-month repayments but you can expect to however owe a lump sum at the conclusion of your loan. A nicer is got by you automobile but spend even more interest on every re payment to do this.

Contributing to your house loan

As the rate of interest on your mortgage loan could be lower, you’re paying it back once again over a lot longer duration.This can raise the complete interest on your loan by thousands.

Took all the stress away from purchasing the automobile making the procedure quite simple.

Real testimonial obtained from the 2019 RACV Finance comments from customers study

The method ended up being smooth therefore the customer care exemplary.

Real testimonial obtained from the 2019 RACV Finance comments from customers study

The program ended up being simple together with vehicle acquisition went really efficiently.

Real testimonial obtained from the 2019 RACV Finance comments from customers study


Exactly exactly What do i have to submit an application for auto loan?

You need to provide your personal stats, as well as your motorist licence quantity, work details, possessions, debts and earnings. We are going to confirm this given information to you later on.

Just how long does endorsement simply just take?

Approval times can differ, though trust we make an effort to offer a response on your own application as fast as possible. Generally, as soon as you’ve finalized the documents, you shall have the resources in 24 hours or less.

How do you make repayments?

By direct debit or BPAY. Loan repayments will immediately be used from your own selected banking account every or fortnight month.

Let’s say I’m unable to help make my repayments?

We realize everyone can encounter monetary difficulty. Different life activities like infection, dropping employment, commitment description or disaster activities like normal catastrophes could cause you to definitely experience financial hardship. Find out about pecuniary hardship and exactly how RACV might help.

Do RACV’s Many Years of Account Benefits apply?

Indeed, several years of Membership Benefits use to any or all customer applications (susceptible to endorsement) made straight through RACV. Any loan application launched through the broker/intermediary shall never be entitled to get the rebate.

Many years of Membership pros discounts for brand new automobiles

Many years of Membership pros discounts for brand new automobiles



Silver 50

Several years of Membership pros discounts for utilized vehicles

Several years of Membership pros discounts for used cars



Silver 50

Relevant Hyper Links

Years of Membership benefit pertains to all customer applications (susceptible to endorsement) made right through RACV. Any loan application launched via a broker/intermediary will never be in a position to get the rebate.

If you should be maybe not entirely content with your RACV Finance unsecured loan, it is possible to get back the total loan quantity and, in the event that loan is given out and finalised within 21 times from the day the mortgage ended up being financed RACV Finance will refund all application charges and any interest recharged; waive the first cancellation cost (ETF); and terminate any customer Credit Insurance or Shortfall Insurance plan applied for and refund all premiums into the loan, item protection will cease. The Satisfaction Guarantee is certainly not for sale in combination with commercial loan services and products, leases or financial loans introduced by Brokers/Dealers.

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